September 2008 |
Friday, September 19, 2008 |
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Rolling Over Pension Plan Assets to a Roth IRA
 Starting January 1, 2008, the Pension Protection Act of 2006 permits proceeds from qualified retirement plans, including 401(k), 403(b), and 457 plans, to be rolled over directly to a Roth individual retirement account (IRA).
[FULL ARTICLE]
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Social Security Benefits for Married Couples
 When should married couples apply for Social Security benefits? Before answering, you first need to understand the rules.
[FULL ARTICLE]
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Should You Pay Back Social Security Benefits?
 Deciding when to start Social Security benefits is an important decision. While full retirement age for Social Security benefits is gradually increasing from age 65 to age 67, you can still start benefits at age 62.
[FULL ARTICLE]
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What Happened to Savings in America?
 In the mid-1980s, the savings rate stood at more than 10%. As of March of this year, it was a measly 0.4%. These and a host of other data point to a disturbing reality: America is experiencing a savings crisis that threatens its economic future.
[FULL ARTICLE]
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7 Steps to a Financially Healthy Marriage
 Money is one of the great battlegrounds of marriage. It's the factor responsible for the most divorces, and according to a survey by Money magazine, the subject married couples argue about more than any other topic except one (that honor is reserved for household chores).
[FULL ARTICLE]
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Michael has been helping investors achieve their goals for the past eight years. He began his career with Fidelity Investments, and then in 2002 he launched his independent advisory practice.
Michael is among a select group of 150 investment professionals in the US to hold certifications in wealth preservation (CWPP) and asset protection (CAPP). Using this expertise, Michael helps our clients to minimize tax expense, protect their assets, and plan their estates with some of the most effective strategies available to investors and business owners anywhere today. He also holds Series 7, 63, and 65 securities licenses.
Michael currently resides in Prosper, Texas with his wife Barbara, and son Zachary.
Feel free to contact Michael via e-mail at
michael@selectwealth.net
or visit our Web site
www.selectwealth.net
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Published by Integrated Concepts Group, Inc.
Copyright © 2008 Integrated Concepts Group, Inc.. All rights reserved.
Securities and advisory services offered through VSR Financial Services, Inc., a registered investment adviser and member FINRA/SIPC. Select Wealth Management and VSR Financial Services are not affiliated companies.
Some information provided in this newsletter was prepared by Integrated Concepts. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. Professional advisers should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material. |
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