Financial Topics Newsletter
Thanks for the Help

In reviewing the development of my clientele, I have reached the conclusion that many of you have been quietly assisting me. I know that I am just one of the many professionals to whom you entrust your well-being, and am proud that my success comes from my clients and professional colleagues mentioning me to their friends and associates. I appreciate your confidence in me. You can be sure that I will demonstrate the same courtesy and integrity to your associates and friends that you have come to expect from me.

 
Diversification
The financial services industry counsels individual investors to create and maintain a diversified portfolio. This is a sound idea, of course, being based upon the old adage to "Don't put all your eggs in one basket!"
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Maintaining Your Retirement Income
Saving enough by age 65 to help ensure that you can maintain your standard of living through a long retirement has become increasingly difficult. Consider just this one fact. Current retirees receive close to 70% of their retirement income from Social Security and defined-benefit pension plans, while today's workers will probably only receive one-third of their retirement income from those sources (Source: Ibbotson Associates, 2007).
[FULL ARTICLE]
 
Ensuring You Have Enough Life Insurance
For some people, the prospect of buying a life insurance policy that pays out upon their death is too close a look at their own mortality. Yet, at the same time, none of us want to leave our families financially insecure when we die. That's why it's critical to have sufficient life insurance.
[FULL ARTICLE]
 
Lessons Learned from the Stock Market
The stock market volatility of the past few years has taught some valuable lessons about the stock market.
[FULL ARTICLE]
 
Monitoring Your Stocks
There are five factors to look for as you monitor your stocks' performance.
[FULL ARTICLE]
 
The Benefits of Low-Correlated Assets
At first glance, asset correlation may seem like a complex topic. However, it is important to understand the concept and how it affects your portfolio. By combining assets with low correlation, you can potentially improve portfolio returns while reducing risk.
[FULL ARTICLE]
 

Michael has been helping investors achieve their goals for the past eight years. He began his career with Fidelity Investments, and then in 2002 he launched his independent advisory practice. Michael is among a select group of 150 investment professionals in the US to hold certifications in wealth preservation (CWPP) and asset protection (CAPP). Using this expertise, Michael helps our clients to minimize tax expense, protect their assets, and plan their estates with some of the most effective strategies available to investors and business owners anywhere today. He also holds Series 7, 63, and 65 securities licenses. Michael currently resides in Prosper, Texas with his wife Barbara, and son Zachary.

Feel free to contact Michael via e-mail at michael@selectwealth.net
or visit our Web site www.selectwealth.net
 

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